Be Financially Prepared for Your Retirement Years.

A Home Equity Conversion Mortgage (HECM), commonly known as the new reverse mortgage, is a HUD Program that is insured by the Federal Housing Administration (FHA) enabling retirees across the country to live a more enjoyable retirement. Here at Retirement Funding Solutions, our goal is to help our customers make the right, informed decision about funding their retirement.

Home Equity Mortgage

The Home Equity Conversion Mortgage (HECM) is an FHA insured new reverse mortgage and is the safest and most popular type of new reverse mortgage on the market. HECM’s are the only new reverse mortgage insured by the federal government through the Federal Housing Administration (FHA), a division of the Department of Housing and Urban Development (HUD).

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Loan Program Options

There are various loan program options available to you.  Our goal is to provide the very best in price, product and service, so that you can make the right, informed decision about whether a Home Equity Conversion Mortgage meets your retirement needs. We offer fixed rate, variable rate and Jumbo reverse mortgages.

Which Program is Right For Me? »

Buying a Home

If your goal is to right size your housing needs by purchasing a new home instead of accessing the equity in your current home, one way to do so is to utilize a HECM for Home Purchase.  This means utilizing a HECM loan on the home you are buying instead of having to qualify for a traditional mortgage.

Benefits to a H4P »

Who We Are

With a combined 30 years in the industry, Team HECM of Retirement Funding Solutions, Adam Kaye and Darren Firestone, are expert HECM specialists and reverse mortgage consultants. Their goal is to protect, inform, and bring awareness to those who are 62+ so they can incorporate housing wealth into their retirement plans.



Top 10 Reasons for HECM

Check out the top 10 reasons why a home equity conversion mortgage can help you and your future.